Simmons First National Corporation (NASDAQ:SFNC) Q3 2024 Earnings Call Transcript October 18, 2024 10:00 AM ET
Company Participants
Ed Bilek – Director of IR
Jay Brogdon – President
Daniel Hobbs – CFO
Bob Fehlman – CEO
George Makris – Executive Chairman
Conference Call Participants
Woody Lay – KBW
David Feaster – Raymond James
Matt Olney – Stephens
Stephen Scouten – Piper Sandler
Gary Tenner – D.A. Davidson
Operator
Hello, and welcome to the Simmons First National Corporation Third Quarter 2024 Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to hand the call to Ed Bilek, Director of Investor Relations. Ed, please go ahead.
Ed Bilek
Good morning, and welcome to Simmons First National Corporation’s third quarter 2024 earnings call. Joining me today are several members of our executive management team, including our Executive Chairman, George Makris; CEO, Bob Fehlman; President, Jay Brogdon; and CFO, Daniel Hobbs. Today’s call will be in a Q&A format.
Before we begin, I would like to remind you that our third quarter earnings materials including the earnings release and presentation deck are available on our website at simmonsbank.com under the Investor Relations tab. During today’s call, we will make forward-looking statements about our future plans, goals, expectations, estimates, projections and outlook, including, among others, our outlook regarding future economic conditions, interest rates, lending and deposit activity, credit quality, liquidity and net interest margin. These statements involve risks and uncertainties, and you should therefore not place undue reliance on any forward-looking statements as actual results could differ materially from those expressed in or implied by the forward-looking statements due to a variety of factors. Additional information concerning some of these factors is contained in our earnings release and investor presentation furnished with
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